Hi Everyone
Well it is 2.5 weeks since my IVA approval and still really happy. Happier than I have been in a long time, quite scary really. I have sent my rather large cheque off to Melanie and although I was dreading it, I was a very positive moment.
I still keep getting lots of default notices which I pop in the post to Liz who is now gathering all the creditors’ final details together.
Unless you are in debt that has eventually come to a head and you are imploding (which I did on the kitchen floor a good few months back, just sunk to the floor & sobbed) people outside can only sympathise with you, they can not truly understand the implications and what you are going through. That is if you are able to actually confide in anyone. I confided in my best friend which was a huge relief. No-one else knew & sometimes I felt like exploding & shouting if you only knew how fragile, sad, unhappy, desperate I was. I really did need help. It was by sheer luck that I stumbled across the IVA forum & thank god I did or I do not know how I would have actually got through this episode in my life. The advice & support I received was such a help & I want everyone to know how much it helped me. Also it was the IVA forum that led me to Melanie who led me through the IVA process successfully.
When you are going through the process of trying to get an IVA no-one can understand the sheer worry we all go through. Even though we have stood up & finally admitting to ourselves that we are in a financial mess it is a very hard thing to do. The good thing of course is that it is when we make that first phone call that things actually start to get better for most of us we have someone to talk to & help us.
Even though I have sorted out my financial mess it has left some nasty scars, mainly because I let it get so bad. For anyone in debt it really is a living nightmare. BUT you can get through it with help, there is light at the end of the tunnel.
Make that Call NOW!
OK enough Black Stuff onto more positive things.
I have advertised for my websites and it comes out next week. I feel as free as a bird and although I may worry about little things I generally am enjoying my life again. Got some paint & we are going to decorate the house as it really does need it and that will be a nice feeling to have it all look better. I feel that the IVA is behind me now & I can move on with my life. My brother seem to be getting better and all my kids are fantastic & doing well and my hubby is happy as well he is back singing again when he gets up. He has been so great my rock.
Best of luck to everyone with their IVA’s & thanks to Andy for this excellent Forum.
