Hi everyone
I am sorry for not posting for so long. I have had a few peeps on the board but got so behind on posting.
Firstly congratulations to those who have had their IVAs approved & to those who are waiting best of luck.
Since my IVA was approved I have moved on & still website training & unfortunately developed awful RSI in mouse hand but getting better.
Well last week was kind of special as I have just received my certificate of completion of my IVA & I am no longer insolvent. This feels as almost as good as on April 10th when my IVA was approved.
I must praise my hubby as he has been a godsend that have supported me financially, emotionally & mentally through what can only be described as a terrible nightmare. Also my sister & best friend who also helped me out financially. These 3 people are who helped me get through.
Also my thanks go to Melanie & her team, Tina, Angela & Sarah, Liz & Laura plus all the others; I certainly would not have got through with out their expertises and support. My IVA went as smooth as it is possible, it was not straightforward but where I felt I really pushed ahead was meeting Melanie at her offices & I also met Sarah who ran my creditors meeting. This was a huge advantage to me putting faces to people. But also it was sitting down with Mel & thrashing out what was best for me. I can not emphasise enough the benefit of a face to face meeting for me it was the success tool so if you can please make the effort to get to see mealanie , you will not regret it.
Well I am getting on with life great, still live with the terrible guilt of what I did & I do not think that will subside until I am straight with my sister, best friend & made up for the huge financial loss I incurred.
Onwards & upwards as always.
I could not have done it without this board. The support, inspiration & help I recieved was second to none.
Pat on the back to everyone who has arrived here & doing something positive about their situation.
Lastly thanks to Andy & his admin team
Kathy